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Searching for the right gift for the father figure in your life this Father's Day? Forget the expensive silk tie, do-it-all DIY tool or the latest high-tech electronics, and get him something he really needs; additional life insurance.

Perhaps he, like most men, carries some life insurance. A study showed that about 74% of husbands have life insurance coverage, with most men under 55 more likely to be covered by group life insurance through employers than by individual life policies.

But having life insurance and having enough life insurance are two different matters. Studies show that, overall, men's average insurance coverage decreased by about $45,000 in the past six years, with men between 25 and 64 carrying less life insurance compared with their older and younger counterparts. This means that their dependents- spouses, children, and any other family members for whom they provide support- could find themselves at financial risk should the unexpected happen.

Let Father's Day serve as the incentive to sit down and do the numbers with any of the staff at Tom Wallace Insurance Agency. Everyone here knows the value of a life and we want to help protect the ones you love by creating a policy that adequately protects them. Schedule an appointment with Tom to discuss the policies available.

It may not be as exciting as a new power tool or as delicious as a steak dinner with all the fixings, but a new or increased life insurance policy will continue to provide peace of mind for both of you for all the Father's Days to come. And that's a gift that he truly deserves.

For all your insurance needs, contact Tom Wallace at tomwallaceagency@gmail.com or Brian Bates at Bbates504@yahoo.com or Jimmie Hickey at jimmiehickey17@gmail.com.   
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